Water credits, farm equipment, a piece of the farm itself. These are some of the assets farmers have sold this year to finance their operations. Typically, many farmers take out yearly operating loans to pay for labor, fertilizer, fuel and other input costs, and then they pay back the loans after harvesting and selling their crops. But as the farm economy struggles, lenders have pulled back, and some farmers are liquidating assets to continue farming. “What’s happened is the working capital—those loans—just dried up,” said Bill Berryhill, who farms in Stanislaus, San Joaquin and Sacramento counties. “It’s a little tough to farm without any operating money.” … In addition to low commodity prices and high farming costs, California’s Sustainable Groundwater Management Act has impacted lending and pushed some growers to sell land, especially in the San Joaquin Valley.