Sacramento remains one of the most flood-prone areas in the country, with significant development and construction taking place in historic floodplains despite ongoing efforts to shore up protections. For decades, many people living in these high-risk areas in California and across the country have turned to a federal program for coverage in case of disaster — the National Flood Insurance Program (NFIP), managed by the Federal Emergency Management Agency (FEMA).  The program has provided policies to millions, but faces a looming deadline amid a potential government shutdown. Without Congressional reauthorization or amendments the NFIP could lapse at the end of the month, putting the brakes on new insurance contracts and reducing the NFIP’s authority to borrow funds from the U.S. Treasury.

Other flood planning news:

• Elk Grove Citizen (Calif.): With FEMA funds, levee district advances flood planning
• Lost Coast Outpost (Eureka, Calif.): As flood recovery efforts continue in King Salmon, residents brace for steep insurance deductibles
• CBS Sacramento: Video: Marysville levee project meets federal standards, state review could take years